Sorry Dave Ramsey, Credit Cards are better.
I’m sure Dave Ramsey will kill me for this but I LOVE credit cards. They make the purchasing process so much easier. There are two
I’m sure Dave Ramsey will kill me for this but I LOVE credit cards. They make the purchasing process so much easier. There are two
Planning for the unexpected is a huge part of personal finance and there are a number of ways to prepare. The importance of good insurance
A Roth IRA can be an incredible tool for retirement. Most do know that it can provide tax-free growth during those retirement years. What most
A company will generally send your bill to collections after 180 of no payments. From this point on, you will be working with the collections
I get the same response every time I tell someone I am a financial adviser. They all ask “what stocks should I invest in?” Once
What is all this fuss about personal finance? Is it really worth all the time and energy that some people give it? What impact can
What exactly is debt consolidation and what can it actually do? Is it as much of a magical fix-all as it sounds? The short answer,
Dave Ramsey is famous for telling everyone to cut up their credit cards. Is this really the best advice? Well, Maybe… Credit Cards are not
On the surface, mutual funds seem like a great idea. They are a great way to invest into a diversified portfolio with a really smart
With so many options and variations available, it is often hard to know what is right for you. I’ll go over the main types of
Popularized by the well-renowned author David Bach, the latte factor has become a big talking point. Well, what is the latte factor then? David Bach
The guys at NerdWallet have some great content on this subject and I have included some of it here. It Can be found at https://www.nerdwallet.com/blog/finance/how-to-build-credit/
Well, if you want the short answer. More than you think. Let’s jump right into an example. Let says you put 20% down($50,000) on an
There are many decisions that have a huge impact on our financial lives. Some of these include where we go to college and how we
Is a budget actually necessary to do well financially? Well, maybe. I know many successful people that don’t use a budget at all. This could
Which one is better? These two retirement accounts are some of the most basic and useful retirement tools available. Now the question is, what is
From an early age, we are trained to be skeptical. We were always told that if it sounds too good to be true then it